Long term fixed rate mortgage deals of up to 25 years seem to have been removed completely from the market.

Back in January 2008 there were at least 8 lenders offering 25 year fixed rate deals. In the current market there are none.

There are still several options for those wishing to fix in for 10 years, and even the odd 15 year deal, but the majority of lenders are now only offering deals of up to 5 years.

Although most borrowers tend to shy away from such long term deals, some may appreciate the certainty they offer as such deals mean any volatility in the housing and mortgage market wont effect their monthly payments.

To find out what the best mortgage deal is to suit your circumstances, contact an independent mortgage broker who will be able to advise you on the right deal for you.