hi, i recently entered a iva due to being ill and not been able to work early this year i am now working again and earning. i have the chance to buy my in laws house valued at 100k they said they will offer it me for 75k (ie 25% deposit) can i get a mortgage at all?

You can get the mortgage but u need to find the best one from the available which will give u the best options.


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Ideally you need to speak to a broker and obtain your latest credit report from either Equifax or Experian. You are currently in the IVA but you may have defaults registered against you too. Also, with purchasing your parents property you may need to look at the purchase price and the gifted deposit amounts. You may need a larger deposit with the adverse credit history so a true sale value may need to be used and not the under market value.

Anthony
http://www.comparethemortgagemarket.com

You can get the mortgage loan but you need to find the best company which will charge you less interest rate on it..!!
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If you really want to find a good mortgage loan broker or lender, then you must find them in thn eintenet, you can find a list of mortgage lenders in the internet and also you can find reviews about many mortgage lenders in thye internet.

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