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Get a no obligation quote on deals even if you:
- are insolvent
- have an IVA,
- are facing bankruptcy
- have mortgage arrears

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Flexible Mortgage & Remortgage Advice

What is a Flexible Mortgage

A flexible mortgage will give you more control over your finances. Please read through the following Pros and Cons of choosing a flexible mortgage:

Flexible Mortgage Pros and Cons

Pros

Cons

Your repayment amounts can be adapted to your lifestyle changes.

Payment breaks & underpayments could prolong your debt.

You have the right to overpay if you choose which will allow you to pay your debt off quicker.

Extra borrowing is secured against your home.

You have the option to underpay if you need extra money for financial commitments.

Usually only one payment break can be made in the life of the loan which is subject to the lenders decision.

You can borrow back extra at the same rate as your mortgage.

Interest will continue to be charged during the payment break and will increase your repayments when the payment break is over.

You can take a payment break of up to six months if you need it.

 

 

Are there different types of Flexible Mortgage?

  • Flexible Discount Mortgage:
    This type allows you to vary your payments which leads to discounts off our standard rate.

  • Flexible Fixed Mortgage:
    This type allows you vary your payments and have a fixed rate at the same time.

  • Flexible Base Rate Tracker Mortgage:
    This type allows you to vary your payemnt and still benefit from a rate that tracks the bank of England Base Rate.


Get a Quote from multiple Flexible Mortgage Companies:

  • Fill out the simple – no obligation form

  • Wait for qualified advisors to get in touch and discuss your personal circumstances.

Jargon Buster: Buy to Let Definition >>

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The actual rate will depend upon your circumstances.  Ask for a personalised illustration.  There will be a fee for mortgage advice.  The fee will normally be 2% of the mortgage advance, minimum of £950 and a maximum of £3000.The fee can usually be added to the mortgage amount.

Enable Finance Ltd. is authorised and regulated by the Financial Services Authority for mortgages and non-investment insurance.  Buy-to-Let mortgages are not normally regulated by the Financial Services Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE