Need a Secured Loan?

Get a no obligation quote on secured loans & remortgage deals even if you:
- are insolvent
- have an IVA,
- are facing bankruptcy
Secured Remortgage Loan Quote

Bad Credit?

Self Employed?

Pay off Debt

What is a Secured Home Loan?

A secured loan is when the borrower uses their home as an asset in order to decrease the risk assumed by the lender. In event that the borrower fails to repay the loan instalments their home will be forfeited. The risk is that your home may be repossessed if you cannot keep up with repayment.

I have bad credit, can I get a secured home loan?

If you have bad credit you will find it harder to get a secured home loan. However specialised lenders do offer this service regardless of your status. Here are some examples of the situations where lenders such as Enable Finance could still help:

  • Secured Loans for people with a poor credit rating.

  • Secured Loans that for people facing CCJs, Arrears and Defaults

  • Secured Loans for people who can’t prove their income.

  • Secured loans for people who are facing repossession, are facing a bankruptcy petition or are IVA registered.



How much could I typically borrow with a secured loan?

This will depend on a wide range of factors such as your credit rating and the current value of your home. Whatever your circumstances there are a number of secured home loan packages to suit your monthly budget. Typical amounts you are able to borrow range from between £5,000 up to £100,000.

Are there any restrictions to what I can use the loan for?

Again this will depend on the lender. However, we are an authrorised introducer to Enable Finance. They are a UK based speciliast secured loan broker. They offer loans which can be used for any purpose. Here are some examples:

  • Pay off any outstanding CCJ, IVA or Mortgage arrears.

  • Consolidate all of your debt for easier management.

  • Clear off some debt then enjoy some spare cash.

  • Purchase a Car.

  • Go on the holiday of a life-time you’ve always planned.


Get a Secured Loan Quote from a Bad Credit specialist:

  • Fill out the simple – no obligation quote form

  • Wait for qualified advisors to get in touch and discuss your personal circumstances.

 

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. The typical APR is 13.8%. There will be a fee of 10% of the amount borrowed for arranging a secured loan. The actual rate will depend upon your circumstances written quotations on request.